Michael Okafor, LIA

Michael reviews Policy65's coverage and plan content for accuracy. He is a licensed insurance agent who has helped hundreds of clients navigate Medicare enrollment, Medigap selection, and Part D drug coverage. He reviews each coverage page against current CMS guidance and his day-to-day experience with how plans actually adjudicate claims, prior authorizations, and appeals.

How we work

Every page on Policy65 is researched from primary sources — Medicare.gov, CMS program guidance, FDA prescribing information, and NAIC rate filings — then reviewed for accuracy by a licensed insurance professional before it's published. We re-check each coverage page at least once a year, and sooner whenever CMS changes its guidance. Read our full editorial process for details on sourcing, review, and corrections.